We take the time to understand your goals, considering your short, medium and long term requirements. Our process is designed to deliver clear advice which takes account of all aspects of retirement planning.
For individuals planning for retirement we will:
For individuals who are at retirement we will:
We provide an open market annuity service to help you achieve the maximum value for money from your pension.
Many people simply accept what is offered by their pension provider, however in nearly all cases a higher income can be found by seeking an independent ‘open market’ quote. There are many options to consider, such as guaranteed income periods, dependent’s pensions and inflation linking. Health too is an important factor, for example being a smoker can increase retirement income by 30% and even quite common ailments such as high cholesterol or blood pressure can make a significant difference.
Our independent, expert advice is designed to make your hard-earned pension pot go further.
An initial meeting to discuss your requirements is at our expense.
Our advice is provided in writing and we present our recommendations in person to discuss how these will meet your specific objectives and to answer your questions.
Once we have agreed with you the best course of action, we implement our recommendations and take care of the necessary administration on your behalf.
We offer ongoing review services designed to ensure that your financial plans make the most of your resources and continue to work for you.
Thomas Westcott Chartered Financial Planners is a trading style of Thomas Westcott Financial Management Ltd, registered in England and Wales, Company No. 04342122. Thomas Westcott Financial Management Ltd is authorised and regulated by the Financial Conduct Authority.
© Thomas Westcott 2021
"The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk."